Prelaunch Product Disclosure
Effective October 5, 2026
You Paid is operated by 850 Lifestyle LLC and is intended to be offered under the You Paid trade name. The PIK Performance Account™, QOKKA rewards, digital credentials, and related features shown on this site are concepts under development unless expressly stated otherwise.
No current credit furnishing promise
This website does not represent that You Paid is currently furnishing information to Experian, Equifax, TransUnion, or any other consumer reporting agency. No bureau reporting, tradeline creation, score increase, or underwriting result is guaranteed.
Account age and work tenure are different
If a future You Paid account is launched, its account-open date would begin when the actual You Paid relationship is opened. Verified prior work tenure may be displayed or used as a separate data point if lawful and supported by reliable records. You Paid does not intend to backdate an account or fabricate historical payment performance.
PIK Performance Account concept
The concept is being designed around recurring verified performance obligations and satisfaction of those obligations. Final legal classification, reporting format, eligibility, pricing, verification methods, consumer rights, and account terms remain subject to product design, compliance review, and applicable law.
No debt required by this prelaunch page
Joining the waitlist does not require borrowing money, paying interest, carrying a balance, or purchasing a credit-repair service.
QOKKA rewards and credentials
QOKKA rewards and digital credentials are future concepts. No cryptocurrency, token sale, security, investment contract, guaranteed economic value, or promise of appreciation is being offered through this site.
Quokka conservation mission
You Paid intends to explore responsible support for quokka conservation, research, education, and qualified partnerships as the brand grows. This site does not claim a current conservation partnership, donation percentage, animal-transfer arrangement, zoological program, or right to import or possess quokkas.
Future disclosures
If You Paid launches a financial product, rewards program, digital-asset feature, employer-verification feature, or conservation partnership, additional product-specific terms and disclosures will be provided before participation.
Contact
Questions about this disclosure may be sent to hello@joinyoupaid.com.